In this edition of Monday's Money Minute, Scott Francis looks at the year of failed investments including the collapse of Fincorp, Australian Capital Reserve, Bridgecorp and a Basis Capital fund.  He then reminds listeners  of the reality of the relationship between risk and return and concludes that the investments that A Clear Direction ensure that their clients avoid is just as important as the choice of investments that are recommended.  Click here to be taken to the podcast.

In this edition of Monday's Money Minute, Scott Francis looks at the expectations in the marketplace in terms of returns and capital required in retirement.  He then suggests what the reality should be going forward.  Click here to be taken to the podcast.