In today's podcast, Scott Keefer outlines some of the competing arguments for and against commission payments to financial advisers and looks at the much larger issue of ownership bias.

He suggests that the ideal approach for investors is to find an adviser who is free from both ownership and commission bias.

Please click the following link to be taken to this podcast - The Problem of Ownership and Commission Bias.

In today's podcast, Scott Francis looks at the budget from the perspective of how the business of government works.  He breaks down the numbers in terms of revenue and spending and makes some interesting insights.

Please click the following link to be taken to this podcast - Business of Government.

In today's podcast, Scott Keefer outlines some of the detail from this week's Federal Budget which may impact on personal finances.

He suggests that there have been no major surprises but notes that each individual will need to look at the details to consider the bottom line impact on their situation.

Please click the following link to be taken to this podcast - 2008 Federal Budget - Personal Finance Summary.

In today's podcast, Scott Keefer outlines some of the benefits involved with making extra contributions into superannuation - tax effectiveness, investing for the long term, givernment co-contribution, self employed tax concessions and spouse contribution rebate.

He concludes that these benefits need to be weighed up against the inability to access this money until the lead up to retirement.

Please click the following link to be taken to this podcast - Benefits of Extra Super Contributions.